national bank of Ethiopia news የኢትዮጵያ ብሔራዊ ባንክ ዜና

Furthermore, a surplus was recorded in the capital account during the fiscal year, contributing to the overall balance of payments improvement. Reflecting these developments, the National Bank of Ethiopia's gross foreign exchange reserves increased significantly, expanding nearly twenty-fold compared to pre-reform levels. This expansion has significantly enhanced the country’s import cover and external competitiveness, while demonstrating the positive impact of ongoing macroeconomic reforms toward ensuring long-term external sector sustainability.
​Global Economic Conditions: According to the International Monetary Fund (IMF) projections released in Hamle 2018 E.C., geopolitical tensions in the Middle East have increased global economic uncertainty. While global energy prices are expected to stabilize in the short term, global growth projections have been revised slightly downward to 3.0 percent for 2026 G.C. and 3.4 percent for 2027 G.C. Global inflation is projected to average 4.7 percent in 2026 G.C. before declining to 3.9 percent in 2027 G.C. Although recent agreements between Russia and Ukraine have offered some relief, global economic instability risks remain prominent.
​Monetary Policy Committee Analysis and Recommendations
​Taking into account the domestic inflationary pressures driven by global energy prices, and with the objective of achieving the National Bank of Ethiopia's medium-term single-digit inflation target, the Committee concluded that the current tight monetary policy stance must be maintained and strengthened. Accordingly, the Committee submitted the following monetary policy recommendations to the Board of Directors:
​First: The National Bank of Ethiopia has historically utilized direct credit caps as a temporary tool to manage monetary expansion until a fully price-based/interest-rate-based monetary policy framework is established. Given that the target objectives of these credit caps have been successfully met, the Committee recommended the full removal of the credit cap framework. This adjustment does not signify a loosening of the National Bank’s tight monetary stance; rather, it marks a transition toward utilizing indirect, interest-rate-based monetary policy instruments to manage liquidity effectively. The National Bank of Ethiopia will continue to use all available indirect monetary policy tools within its framework to maintain this tight stance.
​Second: Following the lifting of the credit cap, and to ensure a commensurate and cautious monetary policy response, the Committee recognized the need for the National Bank to reinforce its tight stance. Therefore, it recommended that the NBE central bank rate be increased by 1.0 percentage point (moving from 15 percent to 16 percent), while maintaining the asymmetric corridor band at \pm 3 percentage points, which was officially approved by the Board.
​Third: To prevent excessive credit expansion from exerting upward pressure on prices, the Committee recommended the implementation of a targeted reserve requirement based on the regular assessments conducted by the National Bank on individual banks' loan-to-deposit ratios.
​Fourth: To reduce costs associated with merchandise trade, mitigate inflationary impacts, and support the foreign exchange market, the Committee recommended that the National Bank’s foreign exchange commission rate be reduced from 2.5 percent to 1.5 percent (a reduction of 1 percentage point).
​Fifth: To enhance export competitiveness, bolster market confidence, and increase foreign exchange liquidity, the Committee recommended that the foreign exchange surrender requirement for exporters be reduced from 50 percent to 30 percent, allowing them to retain 70 percent of their foreign exchange earnings.
​The Committee agreed to reconvene in Meskerem 2019 E.C. to reassess conditions, or earlier if macroeconomic conditions necessitate an extraordinary session.
​Monetary Policy Committee
National Bank of Ethiopia
Hamle 6, 2018 E.C.

NATIONAL BANK OF ETHIOPIA
​PRESS RELEASE
​Monetary Policy Committee Meeting No. 7
​Hamle 6, 2018 E.C. (July 13, 2026 G.C.) | Addis Ababa, Ethiopia
​The Monetary Policy Committee (MPC) of the National Bank of Ethiopia (NBE) conducted its seventh regular meeting. Established under Article 23 of the revised National Bank of Ethiopia Establishment Proclamation No. 1359/2025, the Committee is legally mandated to regularly review monetary policy, direct economic variables, and formulate policy recommendations for the Board of Directors. During this session, the Committee evaluated Ethiopia’s overall macroeconomic indicators, including economic growth, price inflation, the fiscal budget, the external sector, monetary supply, and financial sector developments. It also assessed global economic conditions that heavily impact the domestic economy. Based on these macroeconomic evaluations and short-term future outlooks, the Committee put forward policy recommendations to be approved and implemented by the Board.
​Accordingly, the core issues reviewed during the Committee's deliberations are detailed below:
​Price Inflation: Annual price inflation is showing a clear decelerating trend compared to the high levels recorded before the comprehensive macroeconomic reforms. By Sene 2018 E.C., it had dropped significantly. This decline is attributed to the alleviation of supply-side disruptions originally caused by the Russia-Ukraine war, the relative cooling of overall global price inflation compared to 2018 E.C., and the NBE's tight monetary policy, alongside prudent fiscal measures and steps taken to boost domestic production and productivity. Total price inflation stood at 13.4 percent in the month of Sene 2018 E.C., showing a substantial decrease compared to the 11.7 percent recorded in Sene 2017 E.C. and the 9.7 percent in Tahsas 2018 E.C. This decline is reflected in food and non-food items, which stood at 15.0 percent and 11.1 percent, respectively. In Sene 2018 E.C., monthly price inflation reached its highest level in nine months, mainly due to supply disruptions from the Russia-Ukraine conflict and a corresponding rise in transport costs. Monthly inflation for the months of Ginbot 2018 E.C. and Sene 2018 E.C. was recorded at 2.3 percent and 1.69 percent, respectively. While these figures represent a notable increase compared to the monthly averages of the past three years, the current fiscal year's average monthly inflation rate indicates an overall slowdown. This shows that temporary price shocks have created fresh price pressures. Looking ahead, inflation is projected to drop further by Tahsas 2019 E.C.; however, forecasting models indicate that it will remain stable over the next six months.
​Growth and Economic Activity: The Committee noted that domestic economic growth remains strong. In the 2017 fiscal year, the overall economy registered a strong growth rate of 9.2 percent, up from the 7.5 percent average recorded over the preceding 8 years. Sectoral contributions to this growth included the services sector at 3.1 percentage points, industry at 3.7 percentage points, and agriculture at 2.3 percentage points. This indicates that strong growth is being sustained within a stable macroeconomic environment, supported by ongoing macroeconomic reforms. Similarly, economic performance indicators point toward continued robust growth. Strong performance has been observed in manufacturing output, electricity generation, and building and construction materials. The services sector also showed high performance, driven primarily by improvements in key indicators, particularly retail trade and air transport services, which recorded high growth.
​However, when compared to the same period in the previous fiscal year, some indicators showed a decline. Among these, decreases were recorded in export trade volumes (particularly for coffee and oilseeds), as well as import volumes for raw materials and petroleum products.

​Monetary Conditions: Although base money growth remains at a high level, it has recently shown a stabilizing trend, indicating positive progress. In the 2018 fiscal year, annual base money growth reached 43.0 percent, representing a sharp drop compared to the 66.4 percent growth recorded during the same period in the previous year. This deceleration in base money growth is primarily attributed to the National Bank's tight stance, foreign exchange interventions, a build-up of net foreign reserves, and a corresponding reduction in domestic credit creation. Similarly, annual broad money growth slowed to 32.7 percent compared to 35.2 percent in the previous year. Looking at the components of broad money expansion before the reforms, domestic credit held the largest share; however, in the current fiscal year, growth was driven primarily by an increase in Net Foreign Assets (NFA) alongside moderate growth in domestic credit.
​Interest Rate Conditions: The Committee noted significant improvements in short-term interest rates, with real interest rates remaining above zero across deposit and lending benchmarks. In Sene 2018 E.C., the weighted average yield for all government treasury bills and 91-day treasury bills stood at 12.3 percent and 11.0 percent, respectively. This represents a significant decline from the 15.5 percent and 16.1 percent yields recorded during the same period last year. High demand was observed during this period for government treasury bills, particularly short-term instruments (28, 91, and 182 days), leading to an oversubscription worth 667.8 billion Birr. This high participation was further supported by recent investment options, which helped expand the market. Concurrently, the average interbank lending rate decreased from 18.0 percent in Megabit 2018 E.C. to 14.6 percent in Sene 2018 E.C. Although excess liquidity was observed among a few banks, the banking system as a whole maintained healthy liquidity levels. By the end of Sene 2018 E.C., total banking system liquidity reached 3.0 trillion Birr, supported by 7-day windows (1.5 trillion Birr) and overnight facilities (1.48 trillion Birr).
​Banking and Financial Sector: The banking sector remains healthy and stable, characterized by adequate capital buffers and low non-performing loan (NPL) ratios. This stability has driven overall growth in total deposits and outstanding credit. The private banks' loan-to-deposit ratio decreased from 90.3 percent in 2016 E.C. to 72.7 percent in 2018 E.C., indicating a strong improvement in liquidity management across banks.
​Fiscal Budget Conditions: The fiscal policy framework remains prudent and fully aligned with the National Bank's tight monetary policy stance, contributing significantly to overall macroeconomic stabilization. Following the comprehensive reforms initiated in 2016 E.C., the government stopped direct borrowing from the National Bank to finance the budget deficit, which allowed the central bank to restrain monetary growth. In the 2018 fiscal year, the overall fiscal deficit as a ratio to Gross Domestic Product (GDP) dropped to 0.9 percent, down from 1.6 percent during the same period last year and 2.1 percent in the 2016 pre-reform fiscal year. Government treasury bill auctions played a key role in financing the budget deficit, raising 206.5 billion Birr during the 2018 fiscal year.
​External Economic Sector: Following the comprehensive reforms launched in Hamle 2016 E.C., Ethiopia’s overall balance of payments recorded a surplus, marking a significant turnaround from the chronic deficits experienced prior to the reforms. This improvement reflects positive adjustments across the external sector, driven by an expansion in remittance inflows, increased service export earnings, and higher foreign direct investment and official inflows, which offset the decline in merchandise export values. Consequently, the Current Account deficit narrowed to 1.8 billion USD in the 2018 fiscal year, down from the higher deficits recorded in 2016 E.C.

የኢትዮጵያ ብሔራዊ ባንክ ገዥ ክቡር ዶ/ር እዮብ ተካሊኝ (PhD) የኢትዮጵያ የፋይናንስ ዘርፍ የሴቶችን የፋይናንስ inclusion (ተጠቃሚነት) እንዲያፋጥኑ ዛሬ ጥሪ አቅርበዋል። ጥሪውን ያቀረቡት ብሔራዊ ባንኩ ሁለተኛውን የሴቶች የፋይናንስ አካinclusion ስኮርካርድ (ማስመዝገቢያ ሰሌዳ) ይፋ ባደረገበት እና ጠንካራ የነገ መሪዎችን መስመር ለመገንባት የተዘጋጀውን የኒውፊን (NEWFin) ወጣት ባለሙያዎች ፕሮግራም ያጠናቀቁ 1,000 ተሳታፊዎችን የምረቃ ሥነ-ሥርዓት ባከበረበት ወቅት ነው።
​ገዥው በፋይናንስ ዘርፉ የሴቶችን መሪነት ማሳደግ እና የሴቶችን የፋይናንስ አቅርቦት ማስፋፋት ይበልጥ አካታች፣ ፈጠራ የታከለበት እና የማይበገሬ ኢኮኖሚ መገንባቱን ለመቀጠል ወሳኝ መሆኑን አጽንኦት ሰጥተው ተናግረዋል።
​የሴቶች የፋይናንስ inclusion ስኮርካርድ የፋይናንስ ተቋማትን አፈጻጸም በሦስት ቁልፍ ዘርፎች የሚለካ የፖሊሲ ክትትል እና የደረጃ መገምገሚያ መሣሪያ ነው፤ እነሱም፦ ሴቶች በምረቃና በስራ ኃይል ውስጥ ያላቸው ተሳትፎ፣ ሴቶች የፋይናንስ ምርቶችን የመጠቀማቸው ሁኔታ፣ እና ለሴቶች የሚቀርቡ የፋይናንስ ፈጠራዎች ናቸው። ይህም ተቋማት አፈጻጸማቸውን እንዲገመግሙ፣ እርስ በርስ እንዲማማሩ እና በማስረጃ ላይ የተመሰረተ እርምጃ እንዲወስዱ ያስችላቸዋል።
​የዘንድሮው እትም ሁሉንም 32 ባንኮች የሚያካትት ሲሆን፣ የመጀመሪያውን የዓመት ለዓመት ግምገማ ያቀረበ ነው። ግኝቶቹ እንደሚያሳዩት ሰፊ መሻሻሎች የታዩ ሲሆን፣ ወደ ሁለት ሶስተኛ የሚጠጉት ተሳታፊ ተቋማት አፈጻጸማቸውን አሻሽለዋል። በተመሳሳይ ጊዜ፣ አሁንም ቀጣይነት ያላቸው የሥርዓተ-ፆታ ልዩነቶች ያሉ በመሆኑ፣ የሴቶችን የፋይናንስ አቅርቦት፣ የመሪነት ዕድሎችን እና በመደበኛው ኢኮኖሚ ውስጥ ሙሉ ተሳትፎን ለማስፋፋት ቀጣይነት ያለው ጥረት እንደሚያስፈልግ አመልክቷል።
​የኢትዮጵያ ብሔራዊ ባንክ በፋይናንስ ዘርፍ የሴት መሪዎችን ለማፍራት ካለው ቁርጠኝነት የተነሳ፣ በፋይናንስ ዘርፉ ውስጥ የወደፊት ሴት መሪዎችን መስመር ለማጠናከር ከኒውፊን (NEWFin) ወጣት ባለሙያዎች ፕሮግራም የ1,000 ተሳታፊዎችን ምረቃ በጋራ አክብሯል።

H.E. Dr. Eyob Tekalign (PhD), Governor of the National Bank of Ethiopia today called on Ethiopia’s financial sector to accelerate women’s financial inclusion as the NBE launched the second Women’s Financial Inclusion Scorecard and celebrated the graduation of 1,000 participants from the NEWFin Young Professionals Program developing solid pipeline of leaders.

The Governor emphasized advancing women’s leadership in the financial sector and expanding women’s access to finance is essential to continue building a more inclusive, innovative, and resilient Economy.

The Women’s Financial Inclusion Scorecard is a policy monitoring and benchmarking tool that measures financial institutions’ performance across three key areas: women in leadership and the workforce, women’s use of financial products, and financial innovation for women. It enables institutions to benchmark performance, promote peer learning, and drive evidence-based action.

This year’s edition covers all 32 banks and provides the first year-on-year assessment. The findings show broad-based progress, with nearly two-thirds of participating institutions improving their performance. At the same time, persistent gender gaps remain, highlighting the need for continued efforts to expand women’s access to finance, leadership opportunities, and full participation in the formal economy.

As part of its commitment to developing women leaders in finance, the National Bank of Ethiopia also celebrated the graduation of 1,000 participants from the NEWFin Young Professionals Program, strengthening the pipeline of future women leaders across the financial sector.

የኢትዮጵያ ብሔራዊ ባንክ

የኢትዮጵያ ብሔራዊ ባንክ

መግለጫ

የኢትዮጵያ ብሔራዊ ባንክ ሶስተኛውን የፋይናንስ መረጋጋት ሪፖርት አወጣ

17 ማርች 2026 | አዲስ አበባ፣ ኢትዮጵያ

የኢትዮጵያ ብሔራዊ ባንክ ከሐምሌ 2024 - ሰኔ 2025 የፋይናንስ ዓመቱን የሚሸፍን ሶስተኛውን የፋይናንስ መረጋጋት ሪፖርት እያወጣ ነው። ሪፖርቱ ለአደጋዎችና ለተጋላጭነቶች አጠቃላይ እና ጥልቅ ትንተና ያቀርባል፣ ይህም ለተቆጣጣሪዎች፣ ለባለድርሻ አካላት፣ ለፖሊሲ አውጪዎች እና ለባለሀብቶች የፋይናንስ ስርዓቱን ጤና ግንዛቤ ይሰጣል። የተለያዩ የኢኮኖሚ ተለዋዋጮችን፣ አደጋዎችን፣ የገበያ ሁኔታዎችን እና ስርዓቱ ለውስጣዊ እና ውጫዊ ድንጋጤዎች ያለውን የመቋቋም አቅም ግምት ውስጥ ያስገባል። ይህን በማድረግ፣ የተቀማጭዎችን በራስ መተማመን የበለጠ ለማሳደግ እና የኢኮኖሚ እድገትን እና ዘላቂ ልማትን ለመደገፍ ያለመ ነው።

በግምገማው ወቅት፣ የኢትዮጵያ የፋይናንስ ስርዓት በኢኮኖሚ ዕድገት መጠነኛ ማሽቆልቆል፣ ቀጣይነት ባለው የጂኦፖለቲካዊ ውጥረት እና በውጫዊ ድንጋጤዎች በተመሰከረለት ፈታኝ ዓለም አቀፍ አካባቢ ውስጥ ይሠራ ነበር። እነዚህ ዓለም አቀፍ ጫናዎች ቢኖሩም፣ በኢትዮጵያ ውስጥ ያሉት የማክሮ ኢኮኖሚ አመልካቾች በበጀት ዓመቱ ግልጽ መሻሻል አሳይተዋል። የኢኮኖሚ ዕድገት ተጠናክሯል፣ የዋጋ ግሽበት ግን እየቀነሰ ሲሄድ፣ ለፋይናንስ ተቋማት የበለጠ የተረጋጋ ሁኔታ ፈጥሯል፣ ወደ አዎንታዊ እውነተኛ የወለድ ተመኖች የሚደረገውን ሽግግር ይደግፋል፣ እና የገንዘብ ፖሊሲን ውጤታማነት ያሻሽላል። በተመሳሳይ፣ በበጀት እጥረት እና ዘላቂ የህዝብ እና የሀገር ውስጥ ዕዳዎች ላይ የተንፀባረቀው የፊስካል አፈጻጸም መሻሻል፣ የማክሮ ኢኮኖሚ ተጋላጭነቶችን ቀንሷል እና የተጠናከረ የፋይናንስ መረጋጋትን ቀንሷል።

የባንክ ዘርፉ የተረጋጋ፣ ጠንካራ እና ዝቅተኛ ስጋት ያለው ሆኖ ቆይቷል። ዋና ዋና አመልካቾች የካፒታል ብቃት፣ የንብረት ጥራት፣ ፈሳሽነት እና ትርፋማነት ከቀዳሚው ዓመት ጋር ሲነጻጸር ተሻሽለዋል። የብድር፣ የፈሳሽነት እና የውጭ ምንዛሪ አደጋዎችን የሚሸፍኑ የጭንቀት ሙከራዎች ዘርፉ ተጨባጭ የሆኑ ድንገተኛ ሁኔታዎችን ለመምጠጥ ጥሩ ቦታ ላይ መሆኑን ያረጋግጣሉ። የ2025/26 የበጀት ዓመት ተስፋ አዎንታዊ ነው፣ ይህም ቀጣይነት ባለው የኢኮኖሚ እድገት፣ ባለ አንድ አሃዝ የዋጋ ግሽበት፣ የክሬዲት መስፋፋት እና እየጨመረ በሚሄደው የውጭ ምንዛሪ ገቢ ተስፋዎች የተደገፈ ነው። የኢትዮጵያ ብቸኛው በስርዓት አስፈላጊ ባንክ በሰኔ 2025 መጨረሻ ላይ የተከናወኑትን ዋና ዋና የጭንቀት ፈተናዎች በተሳካ ሁኔታ አለፈ፣ ይህም ከዚህ ተቋም የሚመጣው ስልታዊ ስጋት ዝቅተኛ መሆኑን ያሳያል፣ ምንም እንኳን በአንድ ባንክ ውስጥ ያለው ክምችት ክትትልን ቢቀጥልም።

የማይክሮ ፋይናንስ ዘርፉ ለፋይናንስ ስርዓት መረጋጋት ዝቅተኛ ስጋት ፈጥሯል፣ ይህም በግምገማው ወቅት አነስተኛውን የጠቅላላ የፋይናንስ ሀብቶች ድርሻ እና ጠንካራ አፈፃፀሙን ያንፀባርቃል። የካፒታል በቂነት፣ የንብረት ጥራት፣ ፈሳሽነት እና ያልተሳካ የብድር አመልካቾች ሁሉም ተሻሽለው በቁጥጥር ገደቦች ውስጥ በጥሩ ሁኔታ ቆይተዋል፣ ትርፋማነትም ጨምሯል። በተመሳሳይ፣ የካፒታል እቃዎች የፋይናንስ ኩባንያዎች ዝቅተኛ የብድር ስጋት እና በቂ የካፒታል እና የፈሳሽ ክምችት ያላቸው ጤናማ የፋይናንስ ሁኔታዎችን አሳይተዋል፣ ይህም ዘርፉ ደህንነቱ የተጠበቀ እና የተረጋጋ መሆኑን ለመገምገም ይደግፋል። የኢንሹራንስ ዘርፉም የተረጋጋ እና ጠንካራ ሆኖ ቆይቷል፣ በፈሳሽነት፣ በትርፍ፣ በፕሪሚየም እድገት እና በተሻሻለ የዋስትና ውጤቶች ረገድ ጠንካራ አፈጻጸም አሳይቷል።

ሌሎች የፋይናንስ ዘርፉ ምሰሶዎች፣ የካፒታል ገበያ እና የማህበራዊ ዋስትና ዘርፉ፣ የፈሳሽ አስተዳደርን በመደገፍ፣ የብድር ወጪዎችን በመቀነስ እና በመንግስት የግምጃ ቤት ሂሳቦች ላይ ኢንቨስት በማድረግ በፋይናንስ ስርዓቱ ውስጥ ከጊዜ ወደ ጊዜ አስፈላጊ ሚና እየተጫወቱ ነው። በተመሳሳይ ጊዜ፣ የዲጂታል የፋይናንስ አገልግሎቶች በግምገማው ወቅት በፍጥነት ተስፋፍተዋል፣ የግብይት እሴቶች ወደ 18.5 ትሪሊዮን የኢቲቢ (ETB) ሊደርሱ ተቃርበዋል፣ ይህም የፋይናንስ ማካተትን እና ቅልጥፍናን ይደግፋል። ሆኖም፣ ይህ ፈጣን መስፋፋት ለአሠራር፣ ለሳይበር እና ከማጭበርበር ጋር ለተያያዙ አደጋዎች ተጋላጭነትን ይጨምራል። ስለዚህ የቴክኖሎጂ መሠረተ ልማትን፣ የሰው ኃይልን እና የአደጋ አስተዳደር ማዕቀፎችን ማጠናከር ከጊዜ ወደ ጊዜ አስፈላጊ እየሆነ መጥቷል።

በአጠቃላይ፣ በበጀት ዓመቱ የፋይናንስ ስርዓቱ በአጠቃላይ በዋና ዋና የሂሳብ ሚዛን አመልካቾች እና ትርፋማነት ላይ አስደናቂ እድገት አስመዝግቧል። ቁልፍ የፋይናንስ ጥምርታዎች እና የአደጋ ግምገማዎች የፋይናንስ ስርዓቱ በግምገማው ወቅት ሁሉ ደህንነቱ የተጠበቀ፣ ጤናማ እና የተረጋጋ ሆኖ የቀጠለ መሆኑን እና እያደገ ካለው የተቀማጭ ኢንሹራንስ ፈንድ ቀጣይ ልማት ጋር እንደሚቀጥል ያመለክታሉ።

የኢትዮጵያ ብሔራዊ ባንክ ገዥ ኤች.ኢ. ዶ/ር እዮብ ተካልኝ በአፍሪካ ጉዳዮች ቢሮ ምክትል የውጭ ጉዳይ ሚኒስትር ሳራ ትሮትማን እና በኢትዮጵያ የአሜሪካ አምባሳደር ኤርቪን ማሲንጋን ጨምሮ የአሜሪካ ከፍተኛ የልዑካን ቡድን ጋር ውጤታማ ውይይት አድርገዋል። ከፍተኛ ስብሰባው በሁለቱ ሀገራት መካከል ያለውን የኢኮኖሚና የኢንቨስትመንት አጋርነት በማጠናከር ላይ ያተኮረ ነበር። ርዕሰ መስተዳድሩ ኢትዮጵያ በዋና ዋና የማክሮ ኢኮኖሚ ማሻሻያዎች ላይ እያስመዘገበች ያለችበትን ሂደት ገለፃ አድርገዋል፣ እስካሁን የተከናወኑ ዋና ዋና ስኬቶችን ጠቁመዋል፣ ለቀጣይ የኢንቨስትመንት እና የንግድ ትብብር ምቹ ሁኔታዎችን ዘርዝረዋል። በኢትዮጵያና በአሜሪካ መካከል ላለው የቆየ እና ዘርፈ ብዙ ግንኙነት ያላቸውን አድናቆት በመግለጽ ኢኮኖሚያዊ ግንኙነታቸውን ማጠናከር እና የሁለትዮሽ ትብብርን ማሳደግ ያለውን ጠቀሜታ አጽንኦት ሰጥተዋል። ገዥው እና ምክትል ረዳት ፀሃፊው ሁለቱንም ሀገራት የሚጠቅም ንቁ እና ቀጣይነት ያለው የኢኮኖሚ አጋርነት ለመፍጠር ያላቸውን ፍላጎት በድጋሚ አረጋግጠዋል።

ይፋዊ ማስታወቂያ

በንግድ መድረኮች በኩል በሚደረጉ ሕገ-ወጥ የብር-ተጣመሩ የአቻ-ለአቻ (P2P) ግብይቶች ላይ ማስታወቂያ

የካቲት 27 ቀን 2026 |

አዲስ አበባ፣ ኢትዮጵያ

የኢትዮጵያ ብሔራዊ ባንክ በተለያዩ የግብይት መድረኮች አማካኝነት የሚከናወኑ የአቻ ለአቻ (P2P) ግብይቶችን በተመለከተ አስፈላጊ የሆኑ የቁጥጥር ጉዳዮችን ለሕዝብ ማሳወቅ ይፈልጋል።

በአሁኑ የቁጥጥር ማዕቀፍ መሠረት፣ በኢትዮጵያ ብሔራዊ ባንክ በግልጽ ካልተፈቀደ በስተቀር በንግድ መድረኮች፣ ልውውጦች ወይም ተመሳሳይ አገልግሎቶች እና ምርቶች ላይ የብር ጥንድ P2P ዝግጅቶችን መጠቀም አይፈቀድም። ማንኛውም የብር መጠን ያለው የP2P ግብይት ወይም ልውውጥ ክሪፕቶ ምንዛሬዎችን የሚያካትት የተከለከለ ነው።

በዲጂታል እና በቨርቹዋል ሀብቶች ላይ ያለው ዓለም አቀፍ ፍላጎት እያደገ ቢሄድም፣ ህዝቡ ጥንቃቄ እንዲያደርግ እና በቂ መረጃ ላይ የተመሠረተ ውሳኔ እንዲያደርግ ይመከራል። እነዚህ ገበያዎች ብዙውን ጊዜ በከፍተኛ ተለዋዋጭነት፣ ለውጭ ምንዛሪ ዋጋ ማጭበርበር መጋለጥ፣ ማጭበርበር እና ማጭበርበሮች፣ የአሠራር አደጋዎች እና እንደ ገንዘብ ማጽጃን መከላከል እና በተቆጣጠሩ የፋይናንስ ስርዓቶች ውስጥ በተለምዶ የሚገኙትን የሽብርተኝነት ፋይናንስ መከላከያዎችን መዋጋት ባሉ ቁልፍ መከላከያዎች አለመኖር ተለይተው ይታወቃሉ።

የቅርብ ጊዜ ዓለም አቀፍ ተሞክሮዎች እንደሚያሳዩት የተወሰኑ የP2P መድረኮች እና የክሪፕቶ ሀብት ልውውጦች የፋይናንስ እና የቴክኒክ ተግዳሮቶችን አጋጥሟቸዋል፣ በአንዳንድ አጋጣሚዎች ተጠቃሚዎች ገንዘባቸውን እንዳያገኙ ይገድባሉ። እንደዚህ ያሉ እድገቶች ህዝቡ እነዚህ ሀብቶች ከፋይናንስ ዓላማቸው እና ከአደጋ ተጋላጭነት ጋር የሚጣጣሙ መሆናቸውን በጥንቃቄ መገምገም እንዳለበት ያጎላሉ።

የኢትዮጵያ ብሔራዊ ባንክ በታዳጊ ዲጂታል ሀብት ቴክኖሎጂዎች ውስጥ ደህንነቱ የተጠበቀ እና ሥርዓታማ ተሳትፎ እንዲኖር የሚያስችል ሁሉን አቀፍ የቁጥጥር ማዕቀፍ ለመፍጠር በንቃት እየሰራ ነው። ይህ ሂደት የፋይናንስ መረጋጋትን እና የብሔራዊ የክፍያ ስርዓቱን ታማኝነት በመጠበቅ ከዓለም አቀፍ ምርጥ ልምዶች ጋር መጣጣምን ለማረጋገጥ ከዓለም አቀፍ የአቻ ተቆጣጣሪዎች እና ከአገር ውስጥ ባለድርሻ አካላት ጋር ቀጣይነት ያለው ምክክርን ያካትታል። እንዲህ ዓይነቱ ማዕቀፍ በይፋ እስኪተዋወቅ ድረስ፣ የብር ጥንድ P2P የክሪፕቶ ምንዛሬ ግብይቶች የተከለከሉ ሆነው ይቆያሉ።

የኢትዮጵያ ብሔራዊ ባንክ የቴክኖሎጂ ፈጠራ እየተሻሻለ ሲሄድ ለሸማቾች ጥበቃ እና የተረጋጋ እና ጤናማ የፋይናንስ ስርዓትን ለመጠበቅ ያለውን ቁርጠኝነት በድጋሚ ያረጋግጣል።