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Shega

@shegahqPublic Channel

Elevating decision-making in emerging markets like Ethiopia and Africa by transforming challenges in information and data accessibility, quality, and infrastructure into actionable intelligence through technology powered solutions.

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Nov 8, 2026, 11:19 AM
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Channel Information

Channel Information
Channel NameShega
Username@shegahq
CategoryNetworking
LanguageEnglish
CountryUnited States
Members12,437
Channel TypePublic Channel
CreatedOct 9, 2025
Last UpdatedNov 8, 2026 • 3 days ago
StatusActive

Ranking

Global Ranking
#342-9
Language Ranking
#82-3
Category Ranking
#4-1

Participant Growth

Total: 12.4K30 Days growth: +11.8K1889.9%
10/1010/1510/2010/2510/3011/0411/08
Participant Growth - 30 Days
DaySubscribers
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Participant Growth - Weekly
DaySubscribers
Week of 16:03:2026580
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Participant Growth - Monthly
DaySubscribers
March 2026580
April 2026585
May 2026592
June 2026602
July 2026611
August 2026614
September 2026625
October 202612,435
November 202612,437
Participant Growth - Yearly
DaySubscribers
202612,437

Top 10 posts

Most viewed posts from this channel

By views
  1. #1Issue 260: Ribbon Economics3.7K
  2. #2AI is helping ship software faster. But can the developer using it exp3.5K
  3. #3What does a marble game from Harar have to do with artificial intellig3.5K
  4. #4Cybersecurity is no longer just an IT concern. In Ethiopia, it is incr3.2K
  5. #5𝗧𝗵𝗲 𝗗𝗙𝗦 𝗕𝗿𝗶𝗲𝗳 #𝟳: 𝗪𝗵𝗼 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 �3.0K
  6. #6ZERGAW Cloud, VP Solutions and Nuna Ethiopia unveiled four products la3.0K
  7. #7Three days after being sworn in for another five-year term, Prime Mini2.6K
  8. #8Ethiopia has made progress on financial access. But access is not the 2.5K
  9. #9Dangote’s refinery posted $1.82 billion in profit after tax in the fir2.5K
  10. #10Issue 259: Open Doors, High Hurdles2.4K

Latest Posts

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Ethiopia’s telecom regulator now answers to a minister who also chairs the incumbent’s board.

On October 7, parliament unanimously passed Proclamation No. 1440/2019, moving the Ethiopian Communications Authority from the Prime Minister’s direct oversight to the Ministry of Innovation and Technology. The next day, lawmakers approved Frehiwot Tamiru, Ethio telecom’s former chief executive and now chair of its board, as the ministry’s head.

Nothing suggests impropriety. The question is structural. The law itself says an authority should report elsewhere when a conflict of interest with its ministry is foreseen. It also lets a ministry review an agency’s budget, programs and structure.

The stakes are practical. The regulator’s calls on termination rates, infrastructure-sharing prices and app access could shape whether Ethiopia ever attracts a third operator.

Read the full analysis.
https://shorturl.at/RlUGR
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A pill made in Ethiopia can still be a dollar purchase.

With manufacturers importing up to 98% of their inputs, the Birr’s fall from 57.5 to 163 per dollar has pushed up production costs, forced medicine makers to cut product lines and added to consumer prices.

The currency float has eased access to dollars and cleared the backlog of trapped dividends.

But two years on, the costs are still filtering through the economy, from corporate losses to household budgets.

Full analysis and data dashboards.
https://shega.co/news/the-price-of-the-floating-birr
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Kacha Digital Financial Service has signed a five-year strategic partnership with Mastercard to issue payment cards and potentially provide card-issuance services to banks, microfinance institutions and other eligible financial service providers in Ethiopia, according to statements by the company.

The agreement marks an expansion beyond Kacha’s existing digital financial services into card-based payments, subject to regulatory requirements and the terms of individual card programmes. It could also allow partner institutions to access Mastercard-linked card services through Kacha rather than establish their own issuance arrangements.

“This strategic partnership with a globally renowned organisation such as Mastercard represents a major milestone in our journey,” said Abreham Tilahun, Kacha’s chief executive officer.

Kacha describes itself as Ethiopia’s first privately owned fintech licensed by the National Bank of Ethiopia as a payment instrument issuer. The partnership could strengthen its position as a payments infrastructure provider as financial institutions broaden their digital offerings.

The companies plan to develop card issuance for Kacha customers and eligible partner institutions over the five-year term. However, the announcement does not specify when cards will launch, which card types will be available, whether they will support international transactions or the commercial terms for institutional partners.
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Issue 261: Taxing Transitions

📬 In this edition of Shega Weekly: New Bosses, New Taxes

Frehiwot Tamiru has named an acting successor at Ethio Telecom, but she is not leaving the company’s boardroom. Meanwhile, Ethiopia’s latest tax amendments could bring smaller businesses and professionals into the VAT net.

Also this week:

📱 Police detain 37 suspects over an alleged 200 million Birr digital fraud.

💳 Optasia and ETTA team up to expand credit access.

🛒 Carrefour prepares to open in Addis Ababa.

💰 COOP Bank’s CoPay e-Birr reports 2.74 trillion Birr in transactions.

🏭 Dangote’s refinery share sale opens a narrow door for Ethiopian investors.

And in this week’s Signal, we unpack the tax changes that could hit closer to home than many businesses expect.

Stay ahead with Shega Weekly.
https://shorturl.at/4WnD5
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Ethiopia needs more tax revenue. The harder question is where it should come from.

Collections reached Birr 1.518 trillion in 2025/26, nearly triple their level two years earlier. Yet the latest tax amendments widen the VAT net to smaller businesses and professionals, even as households contend with rising food, fuel and electricity costs.

The deeper problem may not be tax rates, but collection. Weak enforcement, administrative gaps and exemptions for some larger firms risk shifting more of the burden onto smaller taxpayers.

Read more.
https://shorturl.at/3KGpH
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Arifpay Financial Technologies S.C. has partnered with KLIK Investment PLC to expand digital payments among restaurants in KLIK’s network, linking the fintech’s payment services to one of Addis Ababa’s technology-driven delivery platforms.

Under the agreement, KLIK will promote the adoption of Arifpay’s point-of-sale (POS) terminals and QR code payments among its partner restaurants. The deal also sets out a framework for payment gateway services, bulk payments and joint marketing.

KLIK runs a delivery platform across Addis Ababa covering food, groceries, pharmacy items, parcels, books, gifts and business logistics. It operates a fleet of electric bikes and offers live tracking, delivery confirmation and operational dashboards.

For Arifpay, the partnership opens a channel to grow its merchant network through KLIK’s restaurant relationships. For participating restaurants, it adds more ways to accept electronic payments.

The deal comes as Arifpay works to expand its payment infrastructure, an effort that has run into obstacles. In November 2025, the company announced plans to deploy 10,000 POS terminals to small and medium-sized businesses across Ethiopia, with Visa financing the acquisition and AVICOM assembling and supplying the devices. The rollout was billed as the first phase of a program of up to 50,000 terminals.

That rollout stalled after about 400 terminals had been distributed following a government tax dispute, involving several fintech companies and betting platforms accused of owing billions of birr. The companies were cleared of any wrongdoing by the central bank, potentially paving the path to restart the planned rollout.
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AI is helping ship software faster. But can the developer using it explain how it works properly?

At the Stark Official Hackathon last week, 79 submissions produced just five finalists. Judges said many entries showed more evidence of machine-generated code than original thinking. The winners stood out for a different reason: they could explain their work, defend their decisions, and show where AI had helped.

From a game inspired by the legend of Kaldi to an AI platform that challenges startup ideas, the competition offered a glimpse of what building with AI demands beyond a working demo.

Read more.
https://shorturl.at/FTvoB
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Dangote’s refinery posted $1.82 billion in profit after tax in the first half of 2026, reversing losses in 2024 and 2025.

It is now raising about $1.56 billion, roughly a tenth of the $14.3 billion budgeted to lift capacity to 1.4 million barrels a day by 2029. The rest is to come from operating cash flow and further borrowing.

In Ethiopia, the sale is capped at 100 qualified investors unless the regulator approves more. Retail buyers are excluded.

Those who do take part will hold Ethiopian Depository Receipts over the stock, issued locally and intended to trade on the Ethiopian Securities Exchange.

Neither ECMA’s directives nor the exchange’s 252-page rulebook sets out how such receipts are issued, cancelled, or how dividends reach the holder. And shares sold under the qualified-investor exemption cannot be transferred except to other qualified investors, or once the regulator registers them.

Read full analysis.
https://shega.co/news/ethiopians-can-buy-a-slice-of-dangote-s-refinery-sort-of
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Issue 260: Ribbon Economics

Ethiopia’s digital economy is expanding, a new agricultural bank is nearing launch, and coffee exporters are looking beyond Europe. But getting from announcement to impact remains the harder part.

💳 Visa and ETTA aim to bring digital payments to 148,000 businesses.

🌾 A dedicated agricultural bank is expected to begin operations within three months, in a sector starved of credit.

🛣 Ethiopia is returning $109 million in unspent World Bank financing as the Modjo–Hawassa expressway project wraps up.

☕️ Coffee exporters are turning to China as EU deforestation rules loom.

🧾 Addis Ababa is tightening tax rules for unlicensed professionals.

Plus, why a digital land system can be live for weeks before its own staff finish training.

Stay ahead with Shega Weekly.
https://shorturl.at/SUxVO
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Cybersecurity is no longer just an IT concern. In Ethiopia, it is increasingly a matter of regulatory compliance and institutional accountability.

The Critical Infrastructure Cybersecurity Proclamation sets out obligations for designated infrastructure owners and operators, from securing ICT systems before integration to conducting cyber audits and reporting incidents. Violations can attract substantial fines and, in certain cases, imprisonment.

What should businesses and institutions know about the new rules?

Co-authored by Aman & Partners LLP and Shega, this legal analysis breaks down the Proclamation’s scope, compliance requirements and penalties, and examines its implications for organizations operating in Ethiopia’s critical sectors.

Read more:
https://shega.co/news/overview-of-ethiopia-s-critical-infrastructure-cybersecurity-proclamation
3,200003
𝗧𝗵𝗲 𝗗𝗙𝗦 𝗕𝗿𝗶𝗲𝗳 #𝟳: 𝗪𝗵𝗼 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝘀 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗶𝗻 𝗘𝘁𝗵𝗶𝗼𝗽𝗶𝗮?

From the realities of agent banking to the digital payment options available to remittance recipients, the seventh issue of The DFS Brief examines the providers, platforms, and policies shaping digital financial services across Ethiopia, and what it takes to make them more accessible and useful.

𝗪𝗵𝗮𝘁'𝘀 𝗶𝗻𝘀𝗶𝗱𝗲:
-Agent Banking: The current state of agent networks and what it takes to make them sustainable
-Remittances: What platforms are actually offering this holiday season
Non-Bank Financial Institutions: An overview of Ethiopia's digital payment providers
-Digital Safety Nets: Integrating digital financial services into PSNP programs
DFS Awareness & Adoption: Crafting messages that reach different audiences
-Outside Voices: NBE's National Financial Inclusion Strategy III (2026–2030)

Read the full issue: https://shegadfs.substack.com/p/dfs-brief-7-who-provides-digital

#DigitalFinance #FinancialInclusion #Ethiopia #AKOFADA

Substack

The DFS Brief #7: Who Provides Digital Finance in Ethiopia?

A 5-minute scan of Ethiopia’s digital financial services landscape

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ZERGAW Cloud, VP Solutions and Nuna Ethiopia unveiled four products last Saturday, aimed at making cloud infrastructure and business software more accessible to Ethiopia’s developers, startups and businesses.

The launch introduced ZERGAW Marketplace, ZERGAW Shared Hosting, VPZ Quat, an Ethiopia-hosted object storage platform, and AddisLedger, an accounting platform built around the operational needs of Ethiopian businesses.

The products span cloud services, website hosting, application storage and business management. Their common thread is a push to expand access to locally hosted infrastructure and locally developed software, while giving users more independence in how they build and manage digital services.

Read more
https://shorturl.at/bNj6S
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What does a marble game from Harar have to do with artificial intelligence?

For gheero, quite a lot.

Named after a game that rewards judgment, precision, and an understanding of the ground, the Ethiopian technology company is building AI solutions, localized data, and technology skills around a similar idea: context matters.

From AI-powered customer service and language datasets to enterprise training and its AI/ML Residency Program, gheero’s work is increasingly focused on making technology practical and locally relevant.

Read more:
https://shorturl.at/sNbdJ
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Three days after being sworn in for another five-year term, Prime Minister Abiy Ahmed (PhD) presented his new cabinet to Parliament on Thursday, and lawmakers unanimously endorsed it. Fourteen of the 22 federal ministries have new leaders.

Fitsum Assefa, planning and development minister for eight years, moves to Finance, succeeding Ahmed Shide, now speaker of the House of Peoples' Representatives. Frehiwot Tamiru leaves Ethio Telecom to lead Innovation and Technology.

Mohammed Edris moves from Peace to Defense. Musa Adem, an opposition party member, takes Peace.

Also new: Bereket Fesehatsion (National Strategy), Fiseha Yitagesu (Industry), Alemtsehay Paulos (Mines), Yasmin Wuhaderebi (Trade and Regional Integration), Sadat Nesha (Logistics) and Sultan Weli (Irrigation and Lowlands).

Gedion Timothewos, Addisu Arega, Berhanu Nega, Hana Arayaselassie, Mekdes Daba and Aynalem Nigussie stay on.
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Issue 259: Open Doors, High Hurdles

Ethiopia is easing access to parts of its economy, but this week’s stories suggest that opening a door is only the first step.

🏦 Two foreign banks have applied to enter Ethiopia through greenfield investments.

💳 Financial inclusion is growing, but only 21% of adults made transactions in 2025 despite 66% owning an account.

📊 Economists are questioning the credibility of inflation data and the central bank’s policy framework.

🌍 Ethiopian exporters still cannot meet Alibaba’s requirements to access its global marketplace.

💰 AAU has ETB 537 million in unsettled advances and receivables.

Plus, September’s Policy Monitor tracks five regulatory shifts reshaping who can invest, save, teach and participate.

Stay Ahead with Shega Weekly.
https://shorturl.at/IFF5G
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Ethiopia has made progress on financial access. But access is not the same as use.

The draft National Finance Inclusion Strategy III shows significant gains in account ownership, digital credit and interest-free deposits. But the gaps are harder to ignore.

Only 21% of adults made transactions in 2025, despite 66% owning an account. Women received just 17.3% of loan value, while MSMEs accounted for 8.6% of private-sector credit.

Ethiopia’s next financial inclusion challenge may therefore have less to do with opening accounts, and much more to do with making them useful.

Read more.
https://shorturl.at/amOr6
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